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Posted Fri, 17 Nov 2023 08:51:51 GMT by
Could you please help me understand my friend's situation? He moved to England at the age of 60 and started working for the Care Home. They kept paying national contributions for him from the beginning but stopped when he reached the pension age at 67. He's 70 now and he keeps working for the same company. HMRC says he would need to pay NIC for 10 years in England to be entitled for a state pension. The question is - does everyone who came to England at the age of 58 or older should be warned that they don't have a slightest chance to get a pension as they would not have a chance to pay NIC for 10 years before they reach 67? Not even if they worked for 10 years? Or maybe there is a chance he could be entitled for a state pension? HMRC is saying he can not buy any more qualifying years because he can't pay voluntary NIC after he reaches 67. Please help.
Posted Fri, 24 Nov 2023 14:06:42 GMT by HMRC Admin 32 Response
Hi,

If your friend has attained a pension in another country state, the years working in the UK could be of benefit with that country as they have not attained the UK minimum requirements.
The UK government can not advise on foreign countries state requirements for their pensions, I would advise them to also speak to the authorities in those countries.
Your friend would benefit from contacting the Department for work and Pensions, they have an international pension centre where they may be able to advise on rules for foreign countries.

Number - +44 (0) 191 218 7777
Fax - +44 191 218 7021
Address
International Pension Centre
The Pension Service
11 Mail Handling Service A
Wolverhampton
WV98 1LW
Open - 8.00am to 6.00pm Monday to Friday, closed bank holidays and weekends

Thank you.
Posted Fri, 24 Nov 2023 15:34:02 GMT by Gary C
Equally, if the person has previously worked in the EU or a handful of other countries with which the UK has a social security agreement, then contribution years in those other countries may be added to the UK qualifying years to get past the required 10 years. A UK pension would then be payable based on the actual number of UK years. The International Pension Centre should explain this aspect too. The broad expectation is that person would get a separate pension from each country based on their actual contribution periods in that country.

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