NI 10 Years Qualify Question

HI , I am started self employed and pay NI Class 2 from 2023-24, my pension age is 06/2032, I counted 2032-33 should be my tenth qualify year. May I ask how can I pay the full year of class 2 2032-34 then to fulfil the qualification to get state pension after my retirement. Whether cannot pay any contribution of class 2 after 06/2032 or not ? please give me some advices thanks.

Hi LeoChan,
If you reach your State Pension age in June 2032, then tax year 2031/32 is the last year that could qualify towards your State Pension.
You would not be liable to pay any National Insurance contributions once you reach State Pension age.
If you were in the UK before 2023 then you could look at the possibility of voluntary Class 3 contributions for earlier years but that would depend on when you came to the UK.
Thank you. 

 

I came in UK in Feb 2023, so Can I contribute the voluntary for 2022-23? Thanks

Hi,
Yes, you can still voluntary pay for a tax year you came back in the UK.
If you wish to enquire about making a voluntary contribution, please contact us by phone or webchat, please find contact details below.
National Insurance Enquiries helpline
Number
0300 200 3500
Text Relay
18001 0300 200 3500 (Text Relay)
Overseas
+44 191 203 7010
Open
Monday to Friday: 8am to 6pm
Closed on Saturdays, Sundays and Bank Holidays.
Web Address
www.hmrc.gov.uk/ni
Thank you.

hi admin, I cannot find where can I use webchat to inquiry for above voluntary contribution. Can you help me to give the link address please ? Thanks

Hi,

You will need to sign into your HMRC online services to use webchat as outlined on this page: 

Contact HMRC

Thank you.