Good evening I changed jobs and as a result of my salary increasing, the monthly tax I pay is higher. What will be the impact on my personal savings allowance and when will it decrease from £1000 to £500? Based on the threads in this forum, I understand that HMRC will calculate my income at end of the year. Does this mean that if the combination of my basic rate and high rate salaries in the current financial year does not exceed £50,270 on 05 April 2025, then my non-taxable saving allowance will be still £1000? Will any interest earned on savings exceeding this allowance still be taxed at 20% or at 40%? Finally, may I confirm at what stage any tax on interest above the personal savings allowance will be payable and whether it is possible to do it in a lump sum as opposed to my employer through the pay code? Thank you in advance. SPN