Marriage Tax Allowance

I've been benefitting from 10% of my non-tax paying wife's persoal allownce since this was introduced. I've been called by an outfit called the Tax Refund Team who appear to be legit from the Companies House site. They say they can recover tax (for a percentage, of course!) and also assure me that my date of marriage was disclosed to them on an on-line application (the only application was to HMRC). I am intrigued by their suggestion that there is another scheme of which I am unaware and their email yesterday tries to explain: +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ " Good day Mr and Mrs ****, its Cindy here from the Tax Refund Team , with regards to your marriage tax allowance refund of £1250 in a cheque. As per our conversation over the phone , Marriage Tax Allowance was established in 2015 and is a tax perk from the HMRC for any married couple or couples in a civil partnership. Marriage Tax Allowance is where the lower earner (non taxpayer) receives the cheque released onto their name and the higher earner receives the tax reduction of £250 each year going forward. Each year the refund is available for £312.50 but because we are a claims management company , we do backdate the claim for the last 4 years which gives the average refund of £1250 , which if successful with the HMRC , you will receive in the form of a cheque. What Mr **** was speaking in regards to was the Married Couples Allowance , which is where the non taxpayer transfers a portion of their allowance to the taxpayer , in order for the taxpayer to pay less tax. Please reply to this email with a suitable time to give a call back to confirm the details that we have for you and get your claim sent off to the HMRC and hopefully get you smiling within the next 4-6 weeks with a cheque in the post :) +++++++++++++++++++++++++++++++++++++++ I am confused by this reference to two versions of what to me seems to be the same thing - can anyone please clarify? David

[Company information removed - Admin]

Any help gratefully received.

Hi dragnil,
The company has given you an exceptionally muddled explanation of the Marriage Allowance transfer scheme.
Basically, if two taxpayers are married or in a civil partnership, and one taxpayer has 10% of their tax-free allowance unused, they can opt to transfer this 10% to their partner.
If the partner receives this transfer during the tax year, the partner’s code is updated and they pay less tax on their regular wage; if they receive it after the tax year is over, their tax liability for that year is recalculated with the extra allowances, and a refund cheque is sent to the partner.
Taxpayers can request this transfer of allowances be applied for up to four years previous.
In a year where the tax-free allowances are set at £12570, for example, £1257 of allowances will usually be transferred to the recipient.
This usually equates to a refund of around £250. 
No transfer is allowed is the recipient is a higher rate taxpayer.
If you’d like any more information on the transfer of allowances and whether you can apply, or if you’d like to discuss the 3rd party company who contacted you, please contact us via:
Income Tax: general enquiries
Thank you. 
 

Thanks for the response. Talk about making a simple thing so complex that it defies understanding! My understanding is that I have had the 10% added to my personal allowance since 2015 and that nothing further needs to be, or can be, done. Thanks, again, D

Hello , Good evening. Can i share my wife tax allowance as she is not using here full allowance

[Display name amended - Admin]

Hi tummulasriram,
You may be able to claim for marriage allowance which enables your wife to transfer up to £1,260 of her unused allowance.
Please see: Marriage Allowance Contents
For further information
Thank you.