Cash ISA 2023/24

Hi, I have a Help to Buy ISA which I had opened many years ago but maxed the bonus that I would get from the government. Last financial year, I therefore decided to open a different Cash ISA for which I added money into. I did not exceed the £20,000 yearly limit collectively. Is this allowed? If not, what is the best way to rectify this? The Cash ISA account is currently frozen whilst awaiting further advice from HMRC. I tried contacting via telephone but didn't get much support. Would be so grateful for the advice. Thank you.

Hi,
If you have not paid into the help to buy ISA in 23/24 then you do not need to do anyhing as you have not exceeded the 20k limit and only deposited into 1 account.
Thank you.

Hi, I did contribute to the Help to Buy isa 2023 (within 23/24 financial year) but did not exceed a combined £20k limit.

Hi is there any way to chase a response to this question please? Thank you.

Hi,
As mentioned in our response of 23 of June 2024; "If you have not paid into the help to buy ISA in 23/24 then you do not need to do anyhing as you have not exceeded the 20k limit and only deposited into 1 account".
Thank you

Hi my reply says that money was contributed to both accounts but collectively did not exceed the £20k limit. Unsure how best to rectify this. Attempt to call HMRC but failed to get through to someone who could help me. Grateful if someone could advise please? Thank you.

Hi,
You will need to discuss this with your ISA providers, as they are the managers of the ISA's. All we can do is give you links to guidance:
Individual Savings Accounts (ISAs)
Thank you