Interest on joint account in one name

Our joint account is with Chase, but they don't offer Joint accounts in both our names. We both pay in every month and it is obviously a joint account. Is the interest shared via both of us?

Hi,
As the account is in one name only this would be  taxable on the named person.
You can however, submit a declaration of trust to show an alternative split so that you are both beneficial owners of any income generated in the account. this cannot be applied retrospectively.
Thank you.