Multi-year bond where I can choose to add interest to the bond or get it paid out annually

Hi,
What's the position where a bond has an option to pay me interest annually to another account (so I can get at it), or I can choose to add it to the bond where once added it stays there till the end of the bond, please?
I have chosen to add it to the bond.
Even though the interest could be paid yearly (so could get at it, but decide not to), do I wait till the end still?
Thanks

Hi
If you cannot access the interest or the capital until the end of the term, you declare all of the interest at the end of the term.  
If you can access either the interest or the capital at any time, then you declare the interest each year.  Check with your provider.
Thank you