ISA allowance 16yo

My 16 year old has a pre existing stocks and shares junior ISA and an adult cash ISA which was opened in the 23/24 tax year For the 24/25 tax year what is she able to contribute to her junior ISA and to her adult cash ISA? Is the limit £20k across both combined, or is she able to contribute £9k to junior ISA and £20k to adult cash isa as per previous tax year, or something else? Thank you

Hi Pat,
As they are only 16 they cannot have both a junior and an adult ISA as you need to be 18 to open an ISA so their limit will be restrcited to £9000.
Please see:
Individual Savings Accounts (ISAs)
Junior Individual Savings Accounts (ISA)
Thank you. 
 

My son has just turned 18. Can he withdrawn the funds from his junior ISA and open a new adult ISA? He has paid into the junior ISA in this tax year

Hi  Joanna Greensmith

You will need to contact the ISA provider for assistance. 

Thanks