ISA allowance 16yo

My 16 year old has a pre existing stocks and shares junior ISA and an adult cash ISA which was opened in the 23/24 tax year For the 24/25 tax year what is she able to contribute to her junior ISA and to her adult cash ISA? Is the limit £20k across both combined, or is she able to contribute £9k to junior ISA and £20k to adult cash isa as per previous tax year, or something else? Thank you

Hi Pat,
As they are only 16 they cannot have both a junior and an adult ISA as you need to be 18 to open an ISA so their limit will be restrcited to £9000.
Please see:
Individual Savings Accounts (ISAs)
Junior Individual Savings Accounts (ISA)
Thank you. 
 

My son has just turned 18. Can he withdrawn the funds from his junior ISA and open a new adult ISA? He has paid into the junior ISA in this tax year

Hi  Joanna Greensmith

You will need to contact the ISA provider for assistance. 

Thanks

Reading through the ISA link above, there says "If you were born between 6 April 2006 and 5 April 2008, you can open one cash ISA before you turn 18." Does it mean a person born between the dates can open both ISA & junior ISA? If so, does the teenager get maximum allowance of GBP 9,000 in Junior ISA & GBP 20,000 in ISA?