hi My father (non-UK resident) bought a foreign life insurance for me when I was a minor. He's still the policyholder while I am the insured. Now that I will become a UK resident when I start my full time job in 2024, I wonder if he can transfer the policy to me and make me the policyholder without any tax implications. My follow up question is whether the 5% withdrawal rule can only apply to policies with single premiums. thanks in advance for your help