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Posted Sat, 16 Nov 2024 23:44:43 GMT by tencentfg
Dear HMRC Admin I am unemployed and taking care of 2 children that they are at 3 and 5 now, I should get my NI credit automatically. If my partner earn over £60,000 a year, realised that we may need to pay the high income child benefit charge. If that's the case, will it affect my class 3 NI Credit and create an NI gap in return? Please help, thank you very much.
Posted Thu, 21 Nov 2024 10:49:02 GMT by HMRC Admin 20 Response
Hi,
If you decide to stop your Child Benefit payments it won't affect your entitlement to Child Benefit.
As long as you, or your partner, are entitled to receive it you should still fill in a Child Benefit claim form for any new children.
This is because entitlement to Child Benefit: 
Can help you qualify for National Insurance credits that can protect your entitlement to State Pension
Can help protect your entitlement to other benefits such as Guardian's Allowance
Ensures your child is automatically issued with a National Insurance number before their 16th birthday
Thank you.

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