Teresa Carter

I have 2 jobs, one this year will give me 2 months worth of NI contributions at the Lower limit.The other which is much higher paid will pay about £15,000 but spread only over about 3 months. Would this give me a full years NI contribution or am I penalised for not earning a regular amount each month?

But can I make the 2022/23 voluntary contribution after I’ve started claiming my pension?

I’m due to claim my state pension in September 2025. I am a year short of the full state pension and will likely need to pay for this year 2024/25 or I could pay for 2022/23 which is also a gap. I would like obviously to pay for whichever is less. Will I be able to pay for either of these years after claiming my pension assuming that 2024/25 is not available when I claim?