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  • Mortgage - Fees and Mortgage Interest Relief

    Hi, and thanks in advance for any guidance you can provide. I understand that I am able to offset costs directly attributable to letting a property against the income. One such cost I incur is a 0.5% consent-to-let premium on my mortgage rate. Am I correct that I am able to include the full resulting increase in mortgage payments as a property expense? Subsequently, when calculating property finance costs for the tax credit related to interest, is it then acceptable to enter the remaining interest part of the mortgage repayment (i.e. excluding the amount directly attributable to the consent-to-let fee)?