Muckie1

Due to redundancy, I have decided to retire from working.Although I have not yet started taking any pensions and I'm not yet old enough for the state pension. So I plan to live on savings for a year or so before drawing pensions. So I have received my settlement and a P45. My question is regarding section 7 on the P45. Total pay to date: Is this the actual gross pay or is this taxable pay with my Tax free allowance of 12290 (based on current tax code) removed. I finished 31st July 24, final settlement payments were paid at the end of August 24. Also as I do not plan to return to work, is there anything else I need to do with regards to HMRC ? Will they automatically refund any additional tax I may have paid? And do I need to keep the section 2 and 3 of the P45? Thanks