Stevie Wood

Thank you .

Hi , i'm 3 years short of NI contributions for the full state pension. I've looked after my grandson who's now 4 years old for the past 3 years probably on average 2 days per week. . My daughter has worked those past 3 years and has paid NI . I believe i can claim her Childcare NI Credits to boost my own for those years but at what cost to her ? She didn't need them at the time.....but could she still need them in the future or is that not how it works ? I'd hate for her to transfer them to me if her credits were lying dormant for her to use in the future for herself if needed. Thanks