Safi

I was denied a copy of Form C5 from Solicitors, although one of the Executors ie First Executrix. My now "estranged" Sibling (living locally and having no health problems like myself) held Power of Attorney. I was the substitute P.O.A. My Sibling admitted to gifting herself "no more" than £3k. I believe that to have been per annum and so quite a considerable sum. I received no gifts, although the P.O.A. was designed to allow that. I am in the process of complaining to the S.L.C.C. about the Solicitors on many levels eg I have evidence they had been instructed by my Sibling in the past. I have two queries; 1) I would like to contact the HMRC for a C5 copy and would like to know the Dept.and Address please 2) Although I did not give or sign my consent, I feel she may have been flying solo as the Personal Representative of the Estate, via a Banking Institution that only allow one Pers.Reps. and I'm looking into this matter. Meanwhile, if she was, would a different form to the C5 have been submitted and what would this form be called and which Dept. and Address would that be please ?

Hi, I've recently managed to fix an error with this ISA via the HMRC with help from yourselves - thank you. I do not wish to make another. I have one ISA Account with Funds and Investments , say called A,B,C & D. Am I allowed to sell for example A & B and buy others (they're not performing very well at all) ? Also, I "assumed" my Dividends would auto. be re-invested , they're just sitting there as Cash. I have advised that in future they should be re-invested. Can I re-invest them myself? Kind regards, Jane

Hi, I made a mistake earlier this year and I don't want to make another. I have a FIXED TERM Cash ISA taken out in 2023, which matures in August 2024. I want to continue this ISA, but move it elsewhere. From an article in Daily Mail, the Co. I want to x/fer to do not appear to do this for you ie initiate the x/fer on my request. Does this mean I have to choose another Co.please?

Hi, In March 2024 I added £2500 to my S & S ISA, thinking I could withdraw £2500 from my Cash ISA to keep within the ISA limit. I had forgotten my Cash ISA was FIXED and I could do nothing without a huge palaver. I immediately sold the £2500 shares and asked for monies to be transferred back to the Bank. The Broker/Investment Co. now want more things like a Bank statement before they do this. They have said in circumstances I could contact HMRC to have this transaction "voided", but did not provide direct contact for HMRC ISA Dept. . I have been dreaming about being prosecuted by the HMRC for fraud. 2023 was the first time I'd had any ISA' and I'll never make this mistake again . Can you help with a contact e-mail for ISA dept. please ? Kind regards

Hi, I have now read the information and believe "CGT relief" would have been appropriate. May I ask/ confirm which form/forms the Power of Attorney would have needed to complete in order to claim CGT relief and to which HMRC Dept. they would have been sent to (person in the Care Home and the property both in Scotland) ? The Power of Attorney, became Personal Representative upon the person' death in 2020. I would have thought that this information (CGT relief application copies etc) would be in (or denoted in) the Grant of Confirmation (Probate in England), but it is not? For info. the property (surprisingly) had been beneath the Inheritance Tax threshold, according to the Registers of Scotland Deed "Disposition" when sold in 2017 and so no Tax was paid on the property in any respect? Is this quite common?

Thank you, I shall study those details.

If a person' primary residence is a Care/Nursing Home and their house has been unoccupied (for a full year) since moving into Care/Nursing Home, does Capital Gains Tax require paid if sold. I have been given to understand that this has always been the case?