My situation is, in 2022/23 tax year, I don’t have any job or other income. I just received a total of around £3000 HK & UK bank saving interest, which is less than £18570 personal allowance (= Personal Allowance (£12570) + Starting rate for savings(£5000) + Personal Savings Allowance (£1000)).
I’ve also completed the Self Assessment tax return check recently and the result mentioned that I DO NOT need to file a Self Assessment tax return.
For my situation, do I need to declare and file the Self Assessment tax return for 22/23 tax year?
I’m confused because some people say YES, some say NO and the system check says NO as well. Please advise and confirm.