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Posted Tue, 18 Jun 2024 14:32:47 GMT by Nuria Sanchez
My query is as follows: I have 9 qualifying years of National Insurance contributions so I need to contribute for 1 further year to be entitled to a State Pension. I received a table with the shortfall rates owed from 2006/07 to 2023/24, but the figures vary a lot from one year to another (eg. £163.80 in 2006/07 vs £824.20 in 2013/14) When making the bank transfer, can I choose what year to pay, or should it be the last one or anyone in particular? Thank you in advance! Nuria
Posted Fri, 21 Jun 2024 12:08:26 GMT by HMRC Admin 20 Response
Hi, 
I would advise to obtain a State Pension Forecast from The Pension Service to determine which tax years would be most beneficial for you to make
voluntary National Insurance contributions for.  
You may obtain the State Pension Forecast via Check your State Pension forecast
Thank you.
 
Posted Mon, 24 Jun 2024 13:03:59 GMT by Nuria Sanchez
Thank you for your kind reply. I don't have access to The Pension Service because I don't have 2 out of the 3 documents they request (UK photocard driving licence / UK passport / Credit reference questions), But I requested it by ordinary mail and they sent it to me, together with the shortfall rates table I mentioned in my message. However, that didn't solve my query about what year I should pick or if I can pick any year. Tax Year Annual amount 2006 2007 £163,80 2007 2008 £163,80 2008 2009 £163,80 2009 2010 £163,80 2010 2011 £163,80 2011 2012 £163,80 2012 2013 £163,80 2013 2014 £824,20 2014 2015 £824,20 2015 2016 £824,20 2016 2017 £824,20 2017 2018 £824,20 2018 2019 £824,20 2019 2020 £163,80 2020 2021 £78,75 2020 2021 £413,10 2021 2022 £158,60 2022 2023 £163,80 2023 2024 £179,40 Thank you very much. Kind regards, 

Name removed Admin .
Posted Fri, 28 Jun 2024 11:46:39 GMT by HMRC Admin 20 Response
Hi,
Unfortunately HMRC are unable to provide you with advice on which years would be most beneficial for you to pay.
You will need to contact the Pension Service and they will be able to provide you with advice. Their contact details are, 0800 731 0175 if you are in the UK,
or +44 (0)191 2187777 if you are enquiring about periods outside of the UK.
Thank you.
 

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