NI Contribution . Sick/Under CMHT but not on benefits

Hello . Since 2012 I have not worked through sickness disability, but I have not been receiving benefits, with the exception of PIP. I have had a small income protection policy , reviewed each year, which I have received as I have been assessed by the income protection providers and PIP as being too sick to work. I have just found out the since 2012 , no NI contributions have been made , and I have a massive shortfall in my pension. I have examined NI credits , but apparently I do not qualify for the years 2012-2024 as I was not on the right benefits , albeit too sick to work , and not on statutory sick pay , but I was on PIP. I was under my local community mental health team for nearly all that period. As I was classed as too sick to work and unable to work , is there any other route whereby I could claim NI credits for the period outlined above ? Thank you for your help.

Hello team. Please can you advice / direct me for following query. My husband had a stroke in April 2022. We did not claim any benefits ( wish should have). He was on SSP May -Nov 2022. I was not unaware that WE have to pay NI for those months. He started working back from Dec 2022 and got redundancy in Oct 2023. Citizen advice and Job Centre suggested to apply for ESA however it got declined that he has not contributed towards NI during his sickness ( which A we were not aware B is unfair as already struggling with finances on small SSP how can one pay NI). Please can you advice what should we do.

Hi Zebedytop,

Please see information on eligibility for National Insurance credits here: 

National Insurance credits

If none of these apply to you, you can apply to pay voluntary National Insurance contributions. Please see further information here:

Voluntary National Insurance

Thank you.

Hi
Unfortunately this is not something this team can help with for national insurance contribution questions pleast contact national insurance via the following contact info: National Insurance: general enquiries
For ESA related enquiries please contact job centre plus Contact Jobcentre Plus