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Posted Tue, 17 Oct 2023 10:38:18 GMT by DorotheeP
Hello I am self employed and have just opened a SIPP it is my first pension ever, I put £100 in and it says £25 tax relief which is pending it takes 8 weeks to be added. I know that when I do my tax return I have to enter the gross total for the financial year ( including tax relief and what I have added myself ) If I add money in February, March or 1st few days of April before end of tax year I will see the tax relief as pending in my account but it will not have actually been received. When I do my tax return do I include the pending tax relief or do I only include tax relief actually received as it takes 8 weeks to receive my provider states. If I do not include the pending amount do I include it when it is received the following financial year ? Thankyou I find pensions hard to understand so have only just opened one
Posted Thu, 19 Oct 2023 11:51:22 GMT by HMRC Admin 10
Please refer to guidance at :
Deemed date of contributions
Posted Fri, 20 Oct 2023 13:00:24 GMT by DorotheeP
Hi It is not my own contributions I am confused about it is the added tax relief which pension scheme says takes 8 weeks to be added it is currently pending my own contribution cleared within a day. I would like to know if I contribute in february and march of a financial year as I have to wait 8 weeks for tax relief to be added do I include it on my tax return as the gross contribution when it is actually added even though it may be in the next financial year or do I include it if it is pending ? ie I add £100 in february and £100 in march I am due £50 tax relief but it is not in my account until the next financial year ( takes 8 weeks to receive from hmrc ) are my gross contributions £250 for the tax year or £200 and the £50 tax relief added when received in the next financial year Thanks
Posted Wed, 25 Oct 2023 10:22:40 GMT by HMRC Admin 32

The added relief is treated as paid at the same time you make your own payment. Please note the added releif is only at 20%

Thank you.

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