KuenHK Lam

Hi, I got a NI number and would like to file my self assessment tax return online. So, I tried to apply for a Government Gateway ID so as to login (to have) my personsl tax account. But, when I applied for Government Gateway ID, as I do NOT have the UK passport or UK driving licence which are used to verify my identity, I am NOT able to pass through the identity check at this moment. Could I have your expert advice to solve this verification problem? (NB: I have only an international passport. The system does not allow to enter other passport number, only UK passport being allowed.) I am looking forward to receiving your reply. Thank you in advance.

Hi, My parents recently living in UK do not know any English, but they need to submit Self Assessment Tax Return yearly because they receive foreign income. I would like to ask if I, being their Next of Kin, need to apply (register) for the role of "Appointee" or "Intermediary" in HMRC when helping them to handle (complete) any issues about tax return, claim and payment (if needed). If such role is needed, could you please provide me the application details for my further action? On the other hand, what is the differrence between "Appointee" and "Intermediary" in case I am told to apply for either one? Thank you in advance for your expert advice.

Hi, I am completing the self-assessment tax return for 2023-2024 via commerical software, at the page of tax calculation summary, it shows that I need to pay the income tax by 1st and 2nd payments. I wonder if the tax payment should be paid by one-off, or it can be settled by 2 payments in different dates. And, what is/are the dates I should settle this payment for income tax for tax year 2023-2024? I am looking forward to receiving your reply. Thank you.

Hi, I would like to ask if NI number is a must for opening a cash ISA account. I have parents who are already over retirement age and not eligible to apply for a NI number by HMRC due to their currrent retirement age. When they try to apply for a cash ISA account in which NI number is required, and so they are not allowed to apply for this kind of ISA account due to the reason "no NI number". But they have opened the current and saving accounts at local bank. From this above experience, I wonder if the retired adult with No NI number is deprived of this tax benefit from HMRC / UK Government. Please advise / confirm. Thank you.