HMRC Admin 25 Response

Hi Ben,
You are correct.
Thank you. 
 

Hi PurpleElephants2207,
HMRC cannot comment on future events as legislation and/or plans may change.
Thank you. 
 

Hi Andrew, 
Class 4 National Insurance does not count towards your State Pension.
When you are self -employed, its only Class 2 National Insurance that counts towards your State Pension.
You will only be charged Class 4 National Insurance once your Self Employment profits exceeds £12,570 for the current tax year.
If your profit is below £12,570 you will not be charged Class 4 NIC 
Please see guidance here: 
Self-employed National Insurance rates
Thank you. 

Hi Antanas1963,
Yes, you will be put through to a real person on Ask HMRC Online.
The automated system will first ask you for your query, then it will put you through to a trained Webchat advisor.
Alternatively, you can call a HMRC helpline and speak to an advisor over the phone.
Thank you. 

 

Hi joe271190,
You would only include the taxable element of the lump sum payment when calculating your adjusted net income.
Please see guidance here:
Personal Allowances: adjusted net income
Thank you. 

Hi PandaPoppet,
You would pay Income  Tax at the higher rate on the income that is in the higher rate tax band
Please see rates here:
Income Tax rates and Personal Allowances
Thank you. 

Hi 
We would need to access your record to check the calculation.
You can contact HMRC here:
Self Assessment: general enquiries
Thank you. 

Hi Belly Belly Bell,
Unfortunately, without having access to your National Insurance records, we are unable to advise you why the payment has not been allocated.
You would need to contact the National Insurance helpline to check why the payment has not been allocated following your call on 8 July 2024. Once the payment has been allocated, the pension service will recalculate your pension entitlement.
We do not know what their timescales are, you would need to contact them for further information regarding the pension payments. 
Thank you. 

Hi Jacinta Reynolds,
We would advise you to follow the guidance supplied by the Pension Service.
Thanks 

 

Hi David,
As you are not gainfully employed for self-employed NICs purposes you cannot pay Class 2 NICs.
You may wish to consider paying voluntary Class 3 NICs.
Thank you.