Skip to main content

This is a new service – your feedback will help us to improve it.

Posted Wed, 22 Nov 2023 16:16:32 GMT by Francis Bruynseels
Dear Sir or Madam, Re: CF83 Form and National Insurance Contributions 2007 to 2016 and 2016 to 2023 My retirement is this year. After looking at my lifetime NI contributions online, I find that I am 9 years short of a full pension because I have worked abroad. Following a suggestion from a helpful lady from Future Pensions, I would like to pay 4 years of class 2 NI contributions. She explained that the rules for NI contributions changed starting in FY 2016. From her I understood that, for the years before FY 2016, when I was living and employed in France, I can improve my coming pension by paying class 2 NI contributions for 4 years, rather than paying 4 years of more expensive class 3 NI contributions. Is this correct? The 4 financial years I would like to pay class 2 NI contributions for when I was employed in France are: 1) 2009-2010 2) 2010-2011 3) 2013-2014 4) 2014-2015 I am a British citizen, born and educated in Britain who has now returned to the UK. I filled in the form CF83 and sent it in in June this year. It is now the 22nd of November and I have had no reply or acknowledgement at all.
Posted Thu, 23 Nov 2023 08:39:59 GMT by fluffymorson Middleton
Hello … thank you for your response. I am sorry to say that I have already called that number previously. I spent nearly an hour speaking to someone who could not help me at all. In fact, the best advice they could offer was for me to wait until I retired (possibly 20 years from now) and then ring back to check if my NZ years had been counted. When I explained to the person on the NI Helpline about the form CA93A I had sent on the request of HMRC back in 2010 she simply said that she had never heard of that form. I understand that form may have been superseded since 2010 but it was completed by us on the request of HMRC and we never received a response to it. I don’t know what else to try.
Posted Thu, 23 Nov 2023 17:16:49 GMT by Gary C
fluffymorson Middleton I wonder whether 2 issues are being conflated here. I may be wrong but I do not believe there is a mechanism for social security contributions paid in NZ to be treated as paid in the UK. However, there is a social security agreement between the 2 countries that seems to work in a similar way to the agreement between the UK and the EU for those covered by the EU Withdrawal Agreement. i.e. if you do not have the minimum 10 UK NI years to qualify for a UK state pension, years contributed in NZ can be added to your UK years to help you achieve that requirement. Your UK pension would then be based on your actual UK years, even though that is fewer than 10. If you already have 10 UK years then aggregation of your UK and NZ years would have no impact on your UK pension. Similarly, your UK years can help you reach similar qualifying criteria in NZ. You can of course pay voluntary UK NIC to fill those gaps in your UK record if doing so would actually increase your UK pension forecast but you would need to speak with DWP Future Pension Centre to establish where you stand on that.
Posted Fri, 24 Nov 2023 09:55:25 GMT by fluffymorson Middleton
Thank you Gary for such a helpful response. That's really all I wanted to know. Do contributions paid in NZ get treated as paid in the UK? Armed with that knowledge, I can make an informed decision on whether to pay voluntary UK NIC.
Posted Fri, 24 Nov 2023 15:42:35 GMT by Gary C
The contributions are not treated as paid in the other county but that fact that you have contributed means that the year can help you get past the required 10 years in the UK. If you have only 5 UK years and 20 NZ years, you would still only get 5 years' worth of UK pension. NZ would do a similar calculation using their rules, so your 5 UK years would help satisfy any NZ years' requirements but your NZ pension would still be based on your 20 NZ years
Posted Wed, 06 Dec 2023 16:35:46 GMT by HMRC Admin 20
Hi fluffymorson Middleton.
A reciprocal agreement between countries means that any tax years in each country may be considered when you apply for state benefits, they are not transferable.
The form CA93A was a guidance booklet for deciding to pay voluntary contributions but circumstances can dictate the way forward.
The process to pay voluntary contributions for non-UK years is different, that was covered in a small paragraph within that booklet. The booklet information is now located on gov.uk -
Voluntary National Insurance Gaps in your National Insurance record
The process to pay for tax years when you are not living in the UK requires HMRC to asses you via a CF83 application to pay voluntary contributions from abroad -
Social Security abroad: NI38
Please read the booklet NI38 on the link, then you will need to decide based on your criteria which class rate of National insurance you wish to apply for. Once assessed we will write back to you inviting you to pay tax years and the amounts.
I would also recommend contacting the New Zealand government regarding your potential pension within that state to see if you are eligible for that countries state pension equivalent.
Before you apply to pay voluntary, first please contact the Department for Work and Pension International Pension centre, they will advise you regarding your state pension and any reciprocal agreement with New Zealand being included. If the years are not included, then they will also advise you if these years would increase your UK state pension if paid voluntarily as some old tax years do not boost a pension as more recent years.
State Pension claims and enquiries from people living outside the UK.
Number - +44 (0) 191 218 7777
Fax - +44 191 218 7021
Address
International Pension Centre
The Pension Service
11 Mail Handling Service A
Wolverhampton
WV98 1LW
Open - 8.00am to 6.00pm Monday to Friday, closed bank holidays and weekends
Thank you.

 
Posted Wed, 06 Dec 2023 16:57:06 GMT by HMRC Admin 20
Hi Francis Bruysels,
The applications to pay voluntary contributions to the UK - form CF83 timescales are currently at 40 weeks, we are working cases from 18th February 2023 at present for EU countries.
If we received your letter on 01/06/2023 and expected reply date us 07/03/2024.
You can check the current timescales on gov.uk for your application going forward until we issue a response inviting you to make payments that will enhance your pension.
Check when you can expect a reply from HMRC
However, if you are at 6 months to your state pension date and beyond that to state retirement, please call the Department for work and Pensions International pension centre as below and they will discuss all aspects of your application going forward.
State Pension claims and enquiries from people living outside the UK.
Number - +44 (0) 191 218 7777
Fax - +44 191 218 7021
Address
International Pension Centre
The Pension Service
11 Mail Handling Service A
Wolverhampton
WV98 1LW
Open - 8.00am to 6.00pm Monday to Friday, closed bank holidays and weekends
Thank you.

You must be signed in to post in this forum.