Transfer Existing Stocks and Shares ISA into more than one Cash ISA product?

Hello, I have an existing stocks and shares ISA which I have built up over the many years and wish to transfer all of it into cash ISAs but am unsure how many new accounts I can transfer this into (within FSCS limits) and whether I can also open a new cash ISA this tax year. Suppose I have say £200,000 in a stocks and shares ISA with one provider, that I have contributed £5K into that ISA so far this tax year and have also not opened a new ISA account. As far as I understand: 1. The ISA rules only permit you to open one new ISA account per year which I can contribute new money into. 2. I can also transfer my existing Stocks and Shares ISA into say a Cash ISA which doesn't count as opening a new account nor does it use this year's tax allowance (£15K remaining). Is my understanding correct here so far? My current ISA provider does allow full and partial transfers. Of the £200K I have in the Stocks and Shares ISA, I am thinking of transferring it all into a few Cash ISAs for example: 1. Transfer £75K into a 1 Yr Fixed Cash ISA (a different provider) 2. Transfer £75K into a 2 Yr Fixed Cash ISA (a different provider) 3. Transfer the remaining £50K into a 5 Yr Fixed Cash ISA (a different provider) 4. Open a new Flexible Cash ISA (a different provider) and put £15K of new money in it thereby using up all of my remaining allowance I may have overlooked the ISA rules on the HMRC website on this and would be grateful to hear whether I can do all of the above 1-4, if not, what combination is permissible or how I can go about spreading my Stocks and Shares ISA into more than one Cash ISA product.. Thanks

Hi,

Please refer to:

Individual Savings Accounts (ISAs)

You may also want to contact a financial adviser regarding the transfer and its implications as this is not something HMRC has the authority to do.

Thank you.